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5 things every Indian must know about BHIM App

The App is very simple in design. This internet product by the government is a step towards digital economy.

New Delhi. Jan 3. UITV.  In just four days since its launch, digital payments app BHIM has become the top app on Google Play Store in India and users have made over 5 lakh transactions so far, Niti Ayog CEO Amitabh Kant said.

"Bhim App - 3 million download since launch, No 1 on Play Store in India amongst all apps, over 500,000 transactions since launch. #MakeinIndia," Kant said in a tweet.

In a bid to further push adoption of e-payments in the country, Prime Minister Narendra Modi on Friday, December 30 launched the BHIM app that will enable fast and secure cashless transactions using mobile phones.


This is the official picture of the BHIM App released by the Government of India


Named after the architect of the Indian Constitution, Babasaheb Bhim Rao Ambedkar, the Bharat Interface for Money (BHIM) is a simplified payment platform designed to make Unified Payment Interface (UPI) and USSD payment modes simpler and usable across feature phones and smart phones.

Developed by National Payment Corporation of India (NPCI), BHIM is supported by host of banks, including State Bank of India, ICICI Bank, Axis Bank, HDFC Bank, Bank of India, Canara Bank, Kotak Mahindra Bank, Oriental Bank of Commerce and Punjab National Bank, among others.

The app, which can be downloaded from Google Play Store, is currently available in Hindi and English, and support for more languages is expected soon.

BHIM is interoperable with other Unified Payment Interface (UPI) applications and bank accounts.

The installation and setup of the BHIM app is quite simple. A user just need to register with the mobile number that is linked to his bank account. Once the setup is done, you can make payments, transfer and receive money directly to and from your bank account. You can read more about the process from our piece here.


Presently this app is only available on the android phone and iOS version is soon to come up.


5 Things that everyone needs to know about BHIM – Bharat Interface for Money App.

   1. On Google Play - the Android store for apps - it shows that there are 1,000,000 to 5,000,000 downloads. Niti Ayog CEO Amitabh Kant tweeted that it has been downloaded 3,000,000 times, and that it has seen 500,000 transactions already.

   2.There is a Rs. 10,000 per transaction limit and Rs. 20,000 per day for BHIM. For larger transactions, you will still have to use a credit or debit card, or IFSC or another form of net banking.

   3.If the shopkeeper uses the BHIM app too, just open the app on your phone, choose “send money”, and type in the amount and the merchant's phone number to make the payment. The money will be debited from your account, and credited to the merchant's bank account.

4. The app automatically uses your phone number to identify and link your bank - if you want to use a different account, you can change this manually as well.

And the most important....

5. BHIM can be used by anyone with a working phone and a bank account linked to that phone number. You can use it to send and receive money directly to bank accounts.

BHIM APP- Click Here to Download




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