In this day and age of technology, we have countless free software options that can help us manage almost anything we need to. Budgeting is, of course, one of the choices that are on top of the list, as, according to one study, around 60% of Americans are worried about their finances and managing them. That is a lot of people having a lot of sleepless nights!
However, to spin a positive note on a very bleak situation, there is a lot more help out there now in terms of money guidance and managing tools, which is what this piece is here to talk about today!
So, read on if you want to find out some of the best free budgeting tools that can help you on your way.
Mint App
The Mint app has been created by the makers of QuickBooks, which is one of the latest software developments for helping the self-employed manage their invoices, track expenses, and organize the financial side of the business. Not only does this mean that we know Mint was made in good hands, but it is also free and created for anyone who wants to manage their money – not just those who run a business!
Mint offers helpful features such as custom budget plans, tracking for spending, and even a subscription monitor – so you don’t get caught out paying for what you are not using! Apps like this can be particularly useful if you have taken out a loan to manage debt consolidation.
It’s Your Money – Free Budget Spread Sheet
Using spreadsheets is one of the best ways to plan out and manage your money, but they can be a little complicated to get to grips with if you have not used them before. Which is why free budget spreadsheet plans are a great means of keeping your finances on track without any of the hassle. The blog ‘It’s Your Money’ offers various spreadsheet plans that you can download onto your laptop for free, so they are already set up and ready to go.
You might be interested to see what is a car title loan and how does it work? If you are, then a spreadsheet could be your best friend in helping you work out the breakdown. Spreadsheets are useful for the handling of money for many reasons. For example, if you are looking at taking out a loan, laying everything out on a spreadsheet can help you track what you want to spend it on, interest, and how much you’re paying back.
PocketGuard App
PocketGuard App offers a variety of free features to keep you financially on track, but this app is particularly useful in helping you keep track of your spending. Or, more specifically – overspending. As the name suggests, this portable software will attempt to guard you against making any financial decisions that might not be the best for your wallet; however – you have to do the hard work!
This app has an impressive tracking feature that can help you see where your money is going at any given point and gives you the option to track individual bills so you can see when there is an opportunity to save some money.